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What GuideFin is: retirement planning, goals, NPS and mutual fund research for Indian investors, free on Android.
- Retirement planningCorpus, stress test, buckets and withdrawals
- GoalsA number for each thing you save for
- NPSEstimator, exit rules, tax and managers
- Mutual fundsRating, holdings, compare and fund moves
Features
Every module in the app: retirement plan and stress test, goals, NPS estimator and exit rules, mutual fund research, calculators and the learning centre.
- RetirementGuideFin builds your retirement plan from your own expenses, then tests it. All results are estimates based on your assumptions.
- Retirement: Your corpus, from your expensesEnter your spending, your age and when you want to stop work. GuideFin works out the corpus you may need, with inflation included. Change any input and the plan updates.
- Retirement: Stress test and withdrawalsSee how your plan holds up in market crashes and inflation spikes. Then read a year-by-year schedule of what you could take out.
- Retirement: Safety, bridge and growth bucketsSplit your money into three buckets. One for safety, one to bridge the early years and one for growth. Indian tax rules are applied when money moves between them.
- GoalsPlan for each thing you save for. See the monthly amount it needs and whether you are on track.
- Goals: All your goals in one placeStart from a template for education, home, car, marriage, medical or a holiday. Or write your own. Each goal shows a status: on track, needs attention or at risk.
- Goals: One goal, in detailOpen a goal to see the target, the date and the amount to set aside each month. Map what you already hold across nine asset classes. GuideFin flags it when a lock-in or risk level clashes with the date.
- NPSEstimate your NPS corpus and pension, and compare pension fund managers with their peers. Exit rules cover non-government subscribers only.
- NPS: Explore pension fund managersCompare managers within each asset class, side by side. The ranking is relative to peers. It does not predict what comes next.
- NPS: A manager in more detailOpen a manager to see how it has done over different periods and how it compares with others in the same class.
- NPS: Estimator, exit rules and taxEnter your own allocation to estimate your corpus and pension. Exit rules follow the December 2025 amendment and apply to non-government subscribers. Government subscribers are not modelled yet. Tax saved is shown under the old and new regimes.
- Mutual fundsResearch built on public fund data. Information only. Nothing here tells you to buy, sell or switch.
- Mutual funds: The GuideFin ratingA category-relative snapshot of a fund against its peers. It is not a prediction.
- Mutual funds: What a fund ownsSee a fund's holdings and how its money is spread. You can also search for which funds hold a given stock.
- Mutual funds: Compare funds side by sidePut two or three funds next to each other. Look at returns, risk and overlap.
- Mutual funds: What funds bought and sold last monthSee the changes funds made to their holdings in the latest month.
- CalculatorsSIP, SWP, EPF, PPF, EMI, inflation and more, with a compare tool. Results are estimates based on your inputs.
- Calculators: Quick answersPick a calculator, enter your numbers and see the result at once.
- Learning centreShort, plain topics on funds, tax, retirement and how markets behave.
- Learning centre: Learn in a few minutesEach topic is short and written in plain English.
How the rating works
The GuideFin rating is a category-relative snapshot of past behaviour, not a prediction. The four things it looks at and what it does not cover.
- The four things we look atBeat its index, Return for the risk, Consistency, Holds up in falls
- Did top-ranked funds stay ahead?What happened to the 2022 and 2023 rankings afterwards
- What it does not coverNew funds, debt funds and the future
GuideFin in AI assistants
Add GuideFin as a read-only connector in Claude or ChatGPT and ask about Indian mutual funds. Seven tools, no personal data.
- Find GuideFin in Claude or ChatGPTSearch for GuideFin in the Claude connector directory or the ChatGPT plugin directory. Manual connector address https://mcp.guidefin.app/mcp
- Search fundsFind a scheme by name or fund house.
- Fund profileFacts, returns, holdings and rating for one fund.
- Compare fundsPut several funds side by side.
- Rated funds in a categorySee how funds in a category rank on the rating.
- Rating historyHow a fund’s rating has moved over time.
- Portfolio overlapHow much two funds hold in common.
- Funds holding a stockWhich funds own a given company.
Support
Common questions about sign-in, guest use, where data is stored, deleting data and the AI connector, and how to contact support.
Privacy policy
What GuideFin stores, who processes it, how long it is kept and how to delete it.
- Who we are
- Signing in and guest mode
- What we store for signed-in users
- What the app does not ask for
- How calculations work
- What stays on your phone
- Analytics and crash reporting
- Opting out of analytics
- Service providers
- Data outside India
- The GuideFin MCP server
- How long MCP data is kept
- How we protect your data
- Deleting your data
- How long we keep data
- Your rights
- Children
- This website
- Changes to this policy
- Grievance contact
Terms of use
The terms for using the GuideFin app, the GuideFin MCP server and this website.
- Agreement to these terms
- Information only, not advice
- Who can use GuideFin
- Accounts and guest use
- Estimates and ratings
- Data accuracy
- Data sources
- Using the MCP server
- Using the app and website
- Our content
- AI assistants and other services
- Availability and changes
- No warranty
- Limit of liability
- Privacy
- Governing law
- Changes to these terms
- Contact
Disclaimer
GuideFin is information only, not investment advice, and is not registered with SEBI.