Features | GuideFin

Retirement

Know the number. Then try to break it.

GuideFin builds your retirement plan from your own expenses, then tests it. All results are estimates based on your assumptions.

Your corpus, from your expenses: Enter your spending, your age and when you want to stop work. GuideFin works out the corpus you may need, with inflation included. Change any input and the plan updates.
Stress test and withdrawals: See how your plan holds up in market crashes and inflation spikes. Then read a year-by-year schedule of what you could take out.
Safety, bridge and growth buckets: Split your money into three buckets. One for safety, one to bridge the early years and one for growth. Indian tax rules are applied when money moves between them.

Every goal gets its own number.

Plan for each thing you save for. See the monthly amount it needs and whether you are on track.

All your goals in one place: Start from a template for education, home, car, marriage, medical or a holiday. Or write your own. Each goal shows a status: on track, needs attention or at risk.
One goal, in detail: Open a goal to see the target, the date and the amount to set aside each month. Map what you already hold across nine asset classes. GuideFin flags it when a lock-in or risk level clashes with the date.

From first contribution to final exit.

Estimate your NPS corpus and pension, and compare pension fund managers with their peers. Exit rules cover non-government subscribers only.

Explore pension fund managers: Compare managers within each asset class, side by side. The ranking is relative to peers. It does not predict what comes next.
A manager in more detail: Open a manager to see how it has done over different periods and how it compares with others in the same class.
Estimator, exit rules and tax: Enter your own allocation to estimate your corpus and pension. Exit rules follow the December 2025 amendment and apply to non-government subscribers. Government subscribers are not modelled yet. Tax saved is shown under the old and new regimes.

Look inside a fund before you decide.

Research built on public fund data. Information only. Nothing here tells you to buy, sell or switch.

The GuideFin rating: A category-relative snapshot of a fund against its peers. It is not a prediction.
What a fund owns: See a fund's holdings and how its money is spread. You can also search for which funds hold a given stock.
Compare funds side by side: Put two or three funds next to each other. Look at returns, risk and overlap.
What funds bought and sold last month: See the changes funds made to their holdings in the latest month.

Quick answers to everyday money sums.

SIP, SWP, EPF, PPF, EMI, inflation and more, with a compare tool. Results are estimates based on your inputs.

Quick answers: Pick a calculator, enter your numbers and see the result at once.

The ideas behind the numbers, in plain English.

Short, plain topics on funds, tax, retirement and how markets behave.